ClearSlate is a debt management and payoff planning app for anyone who wants a clear, honest picture of what they owe and a realistic path to paying it off. You add each debt yourself — credit cards, buy-now-pay-later plans, personal loans, student loans, auto loans, medical bills — along with its balance, interest rate, minimum payment and due day. ClearSlate then does the math for you.
The app is built for people who feel overwhelmed by scattered statements and minimum payments. The dashboard shows your total debt, how much you have already paid down, and recent payments at a glance. The payoff planner simulates your debt month by month using either the avalanche strategy (highest interest rate first, which saves the most money) or the snowball strategy (smallest balance first, which clears accounts fastest for motivation). You can add an extra monthly amount and instantly see how many months and how much interest it saves you.
Every account, payment and setting stays private to your own account — nobody else can see your numbers. ClearSlate was built by Base44, an AI software platform, and is maintained by its creator as a simple tool for getting debt under control.